Internal Regulate Officer at Coinbox Limited in Lekki, Lagos

Job Description

The Internal Regulate Officer will supervise the execution of the BDC’s adherence structure and risk mitigation strategy rules.
The position is in charge of recognizing, evaluating, mitigating, and status updates risks while making sure full compliance to relevant legal provisions, CBN rules, AML/CFT guidelines, and organizational guidelines.
This hybrid role aids the organization's ethical processes and protections its assets, reputation, and compliance-related standing.

Ensure the organization operates inside the compliance-related frameworks of the CBN, NFIU, NDIC, and other applicable bodies.
Track financial record to guarantee adherence with AML/CFT rules and file necessary returns (e.g., STRs, CTRs, NIL returns) with the NFIU and other authorities.
Evaluate and modify the BDC's adherence documented guide and rules periodically.
Carry out internal adherence assessments and track the execution of corrective actions.
Act as the point of reach out for adherence-associated audits and inspections.
Offer consistent regulation education and consciousness for employees.
Coordinate with authorities and participate adherence-associated sessions or workshops.
Recognize and evaluate key risks to the BDC’s processes, which includes financial, business, IT, and reputational risks.
Formulate and execute risk mitigation strategy rules and standardized processes.
Track the risk environment and offer risk intelligence documentation for executive review.
Work alongside different departments to carry out risk evaluations and propose risk reduction plans.
Track risk incidents and execute root cause evaluation where necessary.
Organize and send periodic risk documentation to the Chief of Risk & Adherence and top level management.
Ensure business continuity strategies are in place and periodically tested.

At least Higher national diploma or Bachelor's degree. in Finance, Economics, Law, Accounting, or a relevant field.
At least 3–5 years’ expertise in adherence, risk, audit, or internal regulate, ideally inside financial solutions or a BDC.
Expertise in CBN standard procedures, AML/CFT rules, and risk mitigation strategy procedures.
A member of a professional body which includes CAMS, CFE, CRM, CRMA, or ICAN is a plus.
Outstanding logical, information exchange, and documentation-skilled in writing.
High level of honesty and reliability, secrecy, and competence.
Skilled in Ms office tools and adherence/risk tracking software.
Meticulousness and investigation mentality
Robust ethical judgment
Risk-based thinking and strategic judgment
Compliance-related and lawful consciousness
Capability to educate and shape others
Schedule control and prioritization