Internal Regulate Officer at Careers Verified Limited in Ikeja, Lagos

Position Overview

We are looking for a detail-oriented and proactiveInternal Regulate Officerto strengthen risk mitigation strategy and guarantee adherence within our lending processes. The position includes supervising credit methods, analyzing loan recordkeeping, spotting discrepancies, and endorsing regulates that ensure protection of organisation assets while making sure compliance to compliance-related and organizational guidelines.

Primary duties

• Evaluate and assess the internal regulate operational structures across loan origination, disbursement, supervising, and recovery methods.
• Guarantee adherence with lending rules, compliance obligations, and standardized best practices.
• Carry out periodic checks on loan files, client recordkeeping, and disbursement authorizations to identify errors or fraud.
• Recognize regulate differences in credit risk mitigation strategy and endorse corrective measures.
• Track compliance to Know Your Client (KYC) and Anti-Money Laundering (AML) qualifications.
• Execute spot checks on loan officers, collections, and recovery methods.
• Explore discrepancies, suspicious initiatives, and breaches of organisation rules, escalating findings for executive review.
• Organize thorough documentation on regulate deficiencies, risk exposures, and workflow optimization avenues.
• Educate employees on adherence guidelines, ethical carry out, and proper recordkeeping standardized processes.
• Work alongside auditors, authorities, and risk mitigation strategy teams to strengthen the regulate environment.

Qualifications & Credentials

• Bsc in Accounting, Finance, Economics, Business Management, or associated fields.
• 3–4 years proven experiencein internal regulate, audit, or adherence within a loan/microfinance/financial solutions organisation.
• Solid understanding of credit methods, loan management, and compliance obligations in the financial solutions sector.
• Sound comprehension of internal regulate frameworks, fraud discovery, and risk mitigation strategy procedures.
• Outstanding logical, investigation, and status updates competencies.
• Competence in Ms office tools and core banking/loan management operational structures.
• High professional conduct, honesty and reliability, and meticulousness.
• Clear expression and people skills.

Skills:

• Honesty and reliability and secrecy in managing sensitive financial data.
• Risk-based approach to issue resolution.
• Robust corporate and schedule control competencies.
• Capability to identify fraud, regulatory framework breaches, and regulate weaknesses.
• Initiative-driven and outcomes-driven with a workflow optimization mentality.