Corporate Credit Evaluator at Rand Merchant Bank (RMB) in Lagos

Job Description

A tertiary education with a financial profile, with a at least 2:1 degree or equivalent.
A minimum of five years of credit evaluation expertise, ideally inside a large financial institution or five year’s expertise in financial markets in a advising/auditing capacity.
Modelling, evaluating or advising on financial and business risks should form part of this expertise.
A sound comprehension of Treasury and Financial Markets goods (i.e., derivatives) is essential.

Formulate an deep understanding of specific operating environments (i.e., country, industry, compliance-related and regulatory exposure) and how it could effect on the risk profile of the counterparty and specific financial record.
Formulate an deep understanding of specific sectors and customers as part of a specific industry analysis team.
Evaluating financial financial record, which comprise of derivatives and other product systems in order to recognize credit and other risks pertaining to vanilla and exotic derivative systems.
Recognizing transaction specific risks which includes credit, taxation, accounting, lawful and exchange regulate pertaining to financial record. • Evaluating counterparty credit risk.
Introducing risk mitigating measures as input to financial record in line with the risk philosophy of the Bank.
A good comprehension of the Bank’s credit risk appetite, credit grading and credit pricing models.
A general comprehension of practices in the worldwide lending market with a view to offering input into the bank wide lending regulatory framework development process.

Robust character & honesty and reliability paramount.
High academic qualification of self-trust; pleasant personality; professionally delivered.
Highly structured / good schedule control competencies / self-controlled/ description orientated. Self-starter capable to operate with minimal oversight.
Adaptable as required and capability to operate productively under pressure.
Dedicated attitude and capable to operate in a efficient-evolving environment (building a business).
Clear articulation competencies (i.e., verbal, drafting and public speaking). Capability to operate with a team and/or independently.