Site Credit Officer at Moniepoint Incorporated in Plateau

Job Description

As a site credit officer, you would be saddled with the responsibility of orientation and coordinating businesses that would entry our credit goods.
You would be assigned with growing your loan project sample while preserving profit margin by making sure that all loans are repaid as at when due.
As a result, you would play a vital position in the evaluation of these businesses during their credit application and leverage upon creative resources we possess conceptualize to assist you track their effectiveness during the course of the loan.
You would also be in charge of making conclusions from several information suppliers pertaining to the 5Cs of credit with capacity, character and capital as key key focuses.
Making strategic guidance for executive review before, during and after the disbursement of a loan facility as to the best actions to be taken, taking several economic factors into deliberation.

Recognize and onboard viable businesses within your allocated region to launch business accounts with Moniepoint
Engage clients to guarantee most effective usage of accounts in order to allow them to certify for entry to credit
Evaluate and authorize (or reject) loan requests by thoroughly evaluating all the data accessible
Embark on physical visitation to possibility borrowing recipients’ business places for assessment of business records, taking stock and turnover into deliberation
Meet gross loan project sample targets and project sample profit targets by preserving a healthy number of loan clients while making sure that all loans in the project sample are executing
Track active loan project sample to guarantee resumed use of business account and loan repayment effectiveness
Execute all other credit-associated processes as may be allocated by a manager.

At least an OND in any commercial discipline
At least 2 years of expertise in a sales position for credit goods in a financial institution
Demonstrable expertise in credit risk assessment
A good expertise in financial evaluation is a plus
Must be resident in Plateau.