Credit Officer at Elizabeth Maddeux Limited (5 Openings) in Nigeria

Position Overview

The Loan / credit Officer (Sales-Attentive) is in charge of pushing loan product sales, obtaining new customers, and coordinating client connections to attain income targets. The position requires initiative-driven lead generation, efficient sales transformation, and making sure quality loan disbursement in line with the company’s credit rules.

Primary duties

• Recognize, potential opportunity, and obtain new clients through site promotion, client recommendations, strategic collaborations, and direct sales.
• Advance and sell loan goods to individuals, SMEs, and corporate customers to attain every month and every quarter revenue goals.
• Carry out product demonstrations, cross-closing sales, and revenue optimization of financial goods to optimized revenue per customer.
• Formulate and preserve solid connections with customers to motivate repeat business and client recommendations.
• Mentor customers through loan application methods, making sure thoroughness and precision of recordkeeping.
• Carry out preliminary evaluations of customer qualification and send loan applications for authorization.
• Guarantee promptness loan disbursement and check in with customers on repayments to preserve project sample quality.
• Offer outstanding client support by dealing with questions, addressing service issues, and assisting customers throughout the loan cycle.
• Track, track, and documentation routine/on a weekly basis/every month sales effectiveness against set targets.
• Carry out market analysis to recognize avenues, rival initiatives, and client needs.
• Offer findings and response for executive review on optimizing loan goods and sales plans.

Credentials & Competencies

• Bsc in Business, Finance, Promotion, or relevant field.
• 2–3 years of demonstrated expertise in loan sales in a Microfinance bank.
• Robust sales, bargain, and connection leadership abilities.
• Clear articulation, visual communication, and client support abilities.
• Results-focused, self-driven, and capable to thrive in a dynamic sales environment.
• Expertise in credit methods, risk evaluation, and financial goods is a plus.

Our offerings

• Attractive remuneration (N150,000 every month) with effectiveness-based fee/incentive.
• Development and career advancement avenues.
• Advancement in a effectiveness-driven financial institution.
• Cooperative group culture and empowering sales environment.