Product Officer, Assets at Ecobank Nigeria in Victoria Island, Lagos
Organization:
- Ecobank Nigeria
Job Location:
- Victoria Island, Lagos
Employment Type:
- Full time
Date Posted:
Job Description
Role summary
- Formulate and Execute plans with the team to lead the growth of Mortgage, Cash backed Loans and Alliances .
- Collaborate with the Sales and Allocation team to produce product consciousness
- Going on joint calls with the SBUs to sell Mortgage Loans.
- Help the Sales and Allocation team through designing and conceptualizing promotion tactics and actions to attain financial targets.
- Development of RMs, ROs and other Customer interaction staff/Agents in all the regions in addition to Reach out Centre from time to time to enhance and modify service understanding.
- Synchronization of Mortgage and Cash backed goods.
- Operating with reputable Vendors and developers to lead Mortgage sales. Making sure that every necessary step is taken to enhance the quality of credits for authorization inside the risk appetite of the Bank.
- Coordinating with with the Product Advocate and sales executive on credit associated concerns for further evaluate
- Evaluate of authorized valuer list for enlistment and/or delisting.
- Offer assistance for all programs/initiatives to lead up product sales and prevent/wind down on PDOs.
- Tracking of collection initiatives on Stage 2 and 3 to guarantee reduction in accomplished.
- Operating closely with Remedial executive team to guarantee recovery and collection on Stage 2 and 3 is accomplished on Secured Loan Goods.
- Relation with auto vendors, developers for business development and strategic collaborations.
- Calls to current counter-parties for connection management and business development
Expertise & Certification
- At least 2nd class lower in First Academic qualification (Master of business administration, Master's degree, MA, ML and/or Professional certification may be needed.
- Basic credit Risk mitigation strategy development and Remedial action
- At least 3-8 years operating expertise in financial solutions and the banking industry with specific duty for connection management, product development and assessments
Expertise:
- Service understanding
- Solid understanding of banking processes, connection management and goods client segmentation
- Solid understanding of Basic Credit and Risk mitigation strategy standardized processes and rules
- Solid understanding of closing sales competencies
- Basic expertise in Advance notice and Remedial action
- Should have close comprehension of rival proposals
Personalities and traits:
- Customer orientated
- Entrepreneurial
- Persevering
- Thorough with premium quality onboarding
- Self-assured
Steps To Apply
Suitable applicants should: Click here to submit application online