Credit Officer at Okazi Finance Limited in Lagos
Organization:
- Okazi Finance Limited
Job Location:
- Lagos
Employment Type:
- Full time
Date Posted:
Job Description
Role summary
A credit officer is in charge of analyzing and authorizing or denying loan applications for individuals or businesses. This position requires a high level of meticulousness and the capability to evaluate financial information. The credit officer must be capable to make informed decisions about the risk participated in lending money and must be capable to convey those decisions productively to both customers and teammates.
Duties
- Assess loan applications by evaluating financial information which includes credit documentation, earnings statements, and asset statements
- Track the creditworthiness of current borrowing recipients and take suitable action if there are any modifications in their financial status
- Stay current on market trends and rules connected with lending procedures
- Work alongside teammates and management to formulate plans for optimizing the credit authorization process
- Organize documentation and demonstrations for management and board sessions
- Decide the suitable risk level for loans and make decisions about whether to authorize or deny applications
- Convey decisions to customers and offer input on how to enhance their chances of authorization in the future
Qualifications
- Bsc in Finance, Economics, and any other site
- 0-2 years of expertise in a credit-relevant position
- Meticulousness and the capability to operate under pressure
- Understanding with finance platform and resources, which includes Excel and loan origination operational structures
- Preference would be provided to applicants who are 30 years old or younger.
- Robust logical and analytical abilities
- Clear articulation and people skills.
Application Due Date
- Thursday 30th Oct, 2025
Steps To Apply
Suitable applicants should send their Resume to: hr@okazifinanceltd.com using as the Position name as the subject of the mail.