Sales officer - Abuja at Rosabon Financial Services Limited in Abuja (FCT)

Job Description

Assess credit worthiness by processing loan applications and recordkeeping within specified limits
Interview candidates to decide financial qualification and practicality of granting loans
Decide all relevant ratios and indicators and set up debt payment strategies
Liaise with customers either to request or to offer details
Justify decisions (authorizations/rejections) and documentation on them
Finalize loan agreements and counsel customers on rules and restrictions
Evaluate loan agreements to guarantee that they are finalize and precise according to regulatory framework
Modify account records, Calculate payment plans and financial record on Enterprise platform planning
Confer with underwriters to assist in addressing loan application challenges.
Modify role understanding on types of loans and other financial solutions
Evaluate client needs, explore all options and introduce different types of loans
Formulate referral networks, suggest alternate channels and cross-sell goods and solutions to achieve quotas
Go the “extra mile” to build trust connections, client retention and fulfillment throughout the underwriting process
Operate in adherence with legal provisions and rules and follow lending regulations and standards
Deposit mobilization to meet set targets

Applicants should have a Bachelor's degree Academic qualification in Finance, Economics or a relevant field
Proven operating expertise as a Loan Officer
Understanding with computers and banking applications/software
Deep knowledge of direct/indirect lending goods and procedures
Client fulfillment onboarding and sales skills
Capability to operate in a results driven environment and meet set target.