Sales officer at Rosabon Financial Services Limited - 4 Openings in Nigeria

Scope and Effect

The applicant will be assigned with the duty of closing sales various loan goods. He / She will facilitate communication between clients and our financial institution and will assist certified candidates obtain loans without delay.

Position Overview:

The Rosabon Sales officer is essential to collect and organize all materials needed to process financial record (loans and investments). He/ She will also in charge of analyzing loan applications analyzing the possibility risks of granting loans to candidates.

Obligations and Duties

• Assess credit worthiness by processing loan applications and recordkeeping within specified limits
• Interview candidates to decide financial qualification and practicality of granting loans
• Decide all relevant ratios and indicators and set up debt payment strategies
• Liaise with customers either to request or to offer details
• Justify decisions (authorizations/rejections) and documentation on them
• Finalize loan agreements and counsel customers on rules and restrictions
• Evaluate loan agreements to guarantee that they are finalize and precise according to regulatory framework
• Modify account records, Calculate payment plans and financial record on Enterprise platform planning
• Confer with underwriters to assist in addressing loan application challenges.
• Modify role understanding on types of loans and other financial solutions
• Evaluate client needs, explore all options and introduce different types of loans
• Formulate referral networks, suggest alternate channels and cross-sell goods and solutions to achieve quotas
• Go the “extra mile” to build trust connections, client retention and fulfillment throughout the underwriting process
• Operate in adherence with legal provisions and rules and follow lending regulations and standards
• Deposit mobilization to meet set targets

Key Effectiveness Indicators

• Meet Set Every month loan and financial funding Targets
• Reduced number of Non-Executing loans
• Client loyalty rate of at least 90% across loan and financial funding goods

Qualifications

• Applicants should have a Bachelor's degree Academic qualification in Finance, Economics or a relevant field
• Proven operating expertise as a Loan Officer
• Understanding with computers and banking applications/software
• Deep knowledge of direct/indirect lending goods and procedures
• Client fulfillment onboarding and sales skills
• Capability to operate in a results driven environment and meet set target.